Spectrum Wealth Management, LLC fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed April 8, 2026. Fees can change, so confirm with the firm before you hire them.

Flat or project fee

$500⁠-⁠$10,000

“Financial Planning and Consulting Spectrum charges fixed fee based of $500 to $10,000 based on complexity and unique Client needs for financial planning.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Spectrum Wealth Management, LLC bills

Payment and refund terms, quoted from the fee section of the brochure.

• “We charge fees quarterly in advance at one-fourth of the annual rate based on your account value on the last day of the previous calendar quarter.”
• “The initial fee will be billed based on your account value as of the day management begins.”
• “On the effective date of termination any fees due to you will be refunded promptly on a prorated share, based on the remaining days of the quarter that have been prepaid.”

How Spectrum Wealth Management, LLC’s fees compare

• Its flat or project fee of $500-$10,000 spans the Colorado median of $5,250. 50% of the 214 other Colorado planners that publish a flat or project fee charge less.

About Spectrum Wealth Management, LLC

• Firm size: 2 employees.
• Registered as an adviser: 2007 (19 years).

Planning areas mentioned in the brochure

• Retirement planning
• Tax planning
• Estate planning
• College planning
• Cash flow and budgeting

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

1% a year

Clients

224

Employees

2

Works with

Individuals and high net worth individuals

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, and selecting other advisers

Assets managed

$96,450,000

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

144164

Website

spectrumwealth.com (opens in new tab)

Phone

(303) 757-5020

Can advise clients in 4 states: Colorado, Maryland, Pennsylvania, Texas

Other planners in Colorado that publish fees

• 46 North FinancialDenverUp to $10,000
• 56 Capital Partners, LTDColorado Springs$100⁠-⁠$500/hr, $3,000⁠-⁠$25,000
• Abby Kovach Financial Planning, LLCLafayette$350/hr
• Aberle Investment Management LLCEagle$300/hr
• Accelerated Wealth Advisors LLCColorado Springs$250⁠-⁠$500/hr, $500⁠-⁠$7,000
• Ace Wealth Partners, LLCWestminster$200/hr, $1,500⁠-⁠$2,500

Compare all 479 planners in Colorado