PlannerFees

Spectrum Advisors, Inc. fees and pricing

Financial planner in Plano, Texas. Registered with the SEC.

According to its Form ADV Part 2A brochure dated March 31, 2026, Spectrum Advisors, Inc. charges $250 an hour and a flat or project fee of $500⁠-⁠$10,000 for financial planning.

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed March 31, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate
$250/hr
“Hourly rates are $250 per hour and are negotiable.”
Flat or project fee
$500⁠-⁠$10,000
“Fixed fees vary and typically range from $500 to $10,000 per plan, depending on the plan's complexity.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Spectrum Advisors, Inc. bills

Payment and refund terms, quoted from the fee section of the brochure.

  • “Our fees are based on the percentages listed in the Fee Schedule and are calculated monthly in arrears using the average daily balance and the number of days in the month.”
  • “Fees will be deducted monthly in arrears from the Charles Schwab & Co.”
  • “We shall provide written invoice documentation reasonably supporting the determination of the investment advisor fees on the value of your assets upon which the fee was based, and the specific way the fee was calculated.”

How Spectrum Advisors, Inc.’s fees compare

  • Its hourly rate of $250 is below the Texas median of $275. 28% of the 468 other Texas planners that publish an hourly rate charge less.
  • 3 of the 15 other planners in Plano that publish an hourly rate charge less.
  • Its flat or project fee of $500-$10,000 spans the Texas median of $3,850. 59% of the 401 other Texas planners that publish a flat or project fee charge less.
  • 6 of the 13 other planners in Plano that publish a flat or project fee charge less.

About Spectrum Advisors, Inc.

“Offered Spectrum is an investment advisory firm providing: • Portfolio Management on a Discretionary and Non-Discretionary basis. • Financial Planning Services. • Financial Consulting or Review Services. • Third Party Advisory Services.”
From the firm's description of its advisory business in its Form ADV brochure.
  • Firm size: 9 employees.
  • Credentials named in the brochure: CPA.
  • Registered as an adviser: 2022 (4 years).

Planning areas mentioned in the brochure

  • Retirement planning
  • Tax planning
  • Estate planning
  • College planning
  • Insurance analysis
  • Cash flow and budgeting

Firm details from Form ADV

How the firm is paid
Hourly fees, fixed or flat fees, percentage of assets under management
Charges a % of assets
Yes
Highest asset based fee in brochure
1.2% a year
Clients
308
Employees
9
Works with
Individuals and high net worth individuals
Services reported to regulators
Financial planning, portfolio management for individuals and small businesses, portfolio management for businesses and institutions, selecting other advisers, and educational seminars and workshops
Assets managed
$160,000,000
Registered with
U.S. Securities and Exchange Commission
Disciplinary disclosures
None reported
SEC CRD number
114805
Website
spectrumadvisors.net (opens in new tab)
Phone
(972) 931-3700

Can advise clients in 2 states: Colorado, Texas

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Is something on this page wrong or out of date? Email corrections@plannerfees.com and PlannerFees will check it against the firm's latest filing.