Smarter and Wise fees and pricing
Financial planner in Crownsville, Maryland. Registered with state securities regulators.
According to its Form ADV Part 2A brochure dated March 11, 2026, Smarter and Wise charges $350 an hour and an annual fee of $4,000-$12,000 for financial planning.
Published fees
Quoted from the firm's Form ADV Part 2A brochure, filed March 11, 2026. Fees can change, so confirm with the firm before you hire them.
- Hourly rate
- $350/hr
“Consultation Services Hourly Consultation Services are offered based on an hourly fee of $350 per hour.”
- Annual fee
- $4,000-$12,000/yr
“The fee for the RetireSmarter Plan Update is $4,000 - $12,000 per year, depending on complexity and scope.”
Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)
How Smarter and Wise bills
Payment and refund terms, quoted from the fee section of the brochure.
- “These fees are negotiable on a caseby-case basis, based on relationship or complexity of the work.”
- “These fees are negotiable on a case-by-case basis, based on relationship or complexity of the work.”
- “Fees for ongoing financial planning services will be billed monthly or quarterly in advance.”
How Smarter and Wise’s fees compare
- Its hourly rate of $350 is above the Maryland median of $300. 57% of the 156 other Maryland planners that publish an hourly rate charge less.
- Its annual fee of $4,000-$12,000 spans the Maryland median of $5,000. 68% of the 28 other Maryland planners that publish an annual fee charge less.
About Smarter and Wise
“Smarter and Wise offers a variety of advisory services, which include financial planning and wealth management services. Further, the Smarter and Wise is committed to the process of financial planning and to earning the trust and respect of every person Smarter and Wise works with, whether client or strategic partner.”
- Principal: Lorie Scheibel
- Solo practice: one person runs the firm, so you work directly with the planner.
- Founded: 2020 (6 years).
Planning areas mentioned in the brochure
- Tax planning
- Business owners
- Cash flow and budgeting
Firm details from Form ADV
- How the firm is paid
- Hourly fees, fixed or flat fees, percentage of assets under management
- Charges a % of assets
- Yes
- Highest asset based fee in brochure
- 1.35% a year
- Clients
- 32
- Employees
- 1
- Works with
- Individuals and high net worth individuals
- Services reported to regulators
- Financial planning, portfolio management for individuals and small businesses, pension consulting, and selecting other advisers
- Assets managed
- $35,713,032
- Registered with
- State securities regulators
- Disciplinary disclosures
- None reported
- SEC CRD number
- 325719
- Phone
- (443) 491-9370
Other planners in Maryland that publish fees
- 1 North Wealth Services, LLCAnnapolis$400/hr, $3,200/yr
- Aaa Advisory LLCWalkersville$300/hr
- Accordant Advisory Group, Inc.Annapolis$500/hr
- Addax Bridge FinancialPotomac$250-$400/hr, $5,000-$6,000
- Adenry Wealth LLCColumbia$300/hr, $300
- Advocate Investing ServicesWoodbine$400/hr, $1,000-$10,000
Is something on this page wrong or out of date? Email corrections@plannerfees.com and PlannerFees will check it against the firm's latest filing.