Service One Financial fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed May 19, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$250/hr

“An hourly fee of $250 per hour may be charged.”

Flat or project fee

$500⁠-⁠$5,000

“In lieu of an hourly fee, a fixed fee may be charged to clients ranging from $500-$5,000, half of which is generally due and payable at the time the client’s agreement is executed, and the remainder of the fee is due upon presentation of a plan or the rendering of consulting services.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Service One Financial bills

Payment and refund terms, quoted from the fee section of the brochure.

• “In the event that a client retains SOF after a quarter has already started, the Client’s first quarter advisory fee 7 would be discounted on a pro-rata basis to account for the amount of time which has already expired in the quarter.”
• “One-half of the anticipated total hourly fee is generally due and payable at the time the client’s agreement is executed, and the remainder of the fee is due upon presentation of a plan or the rendering of consulting services.”
• “Upon delivery and acceptance of the plan by the client, the amount received as a deposit will be applied to the agreed upon fee.”

How Service One Financial’s fees compare

• Its hourly rate of $250 is below the California median of $300. 19% of the 932 other California planners that publish an hourly rate charge less.
• 1 of the 3 other planners in San Juan Capistrano that publish an hourly rate charge less.
• Its flat or project fee of $500-$5,000 is below the California median of $5,000. 28% of the 796 other California planners that publish a flat or project fee charge less.
• 1 of the 2 other planners in San Juan Capistrano that publish a flat or project fee charge less.

About Service One Financial

• Solo practice: one person runs the firm, so you work directly with the planner.
• Registered as an adviser: 2009 (17 years).

Planning areas mentioned in the brochure

• Retirement planning
• Estate planning
• College planning
• Cash flow and budgeting

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

2% a year

Minimum

No minimum stated in brochure

Clients

22

Employees

1

Works with

Individuals

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, portfolio management for businesses and institutions, and pension consulting

Assets managed

$4,150,000

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

149137

Website

vpbenefitsgroup.com (opens in new tab)

Phone

(949) 305-9911

Other planners in San Juan Capistrano that publish fees

• Capital Financial Consultants Group, Inc.San Juan Capistrano$100⁠-⁠$200/hr, $1,500
• CdfinancialSan Juan Capistrano$500/hr, $2,500⁠-⁠$50,000
• Professional Financial Advisors IncSan Juan Capistrano$550⁠-⁠$850/hr
• 10/28 Wealth Management LLCOceanside$300/hr, $500⁠-⁠$10,000
• 360DividendsGranite Bay$300/hr, $2,500⁠-⁠$10,000
• 3D Holistic WealthIrvine$300/hr, $1,500⁠-⁠$10,000

Compare all 7 planners in San Juan Capistrano