Sensible Financial Solutions, LLC fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed January 20, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$250/hr

“In the event of early termination, upon 30 days written notice, the client will be billed for a prorated amount based on the hours completed at an hourly rate of $250.00.”

Flat or project fee

$1,500⁠-⁠$12,500

“The fixed fee can range between $1,500.00 and $12,500.00.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Sensible Financial Solutions, LLC bills

Payment and refund terms, quoted from the fee section of the brochure.

• “The fee is negotiable and is due in total at the completion of work and delivery of the financial plan.”
• “The annual fees are negotiable and are pro-rated and paid in advance on a quarterly basis using the account value from the last business day of the previous quarter.”
• “Fees may be negotiable based on the relationship and specific needs or circumstances related to the client.”

How Sensible Financial Solutions, LLC’s fees compare

• Its hourly rate of $250 matches the Michigan median of $250. 38% of the 170 other Michigan planners that publish an hourly rate charge less.
• Its flat or project fee of $1,500-$12,500 spans the Michigan median of $3,250. 82% of the 137 other Michigan planners that publish a flat or project fee charge less.

About Sensible Financial Solutions, LLC

• Solo practice: one person runs the firm, so you work directly with the planner.
• Credentials named in the brochure: ChFC®.
• Registered as an adviser: 2017 (9 years).

Planning areas mentioned in the brochure

• Retirement planning
• Tax planning
• Estate planning
• Business owners
• Cash flow and budgeting

Firm details from Form ADV

How the firm is paid

Hourly fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

1.35% a year

Clients

3

Employees

1

Works with

Individuals

Services reported to regulators

Financial planning and portfolio management for individuals and small businesses

Assets managed

$585,335

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

287486

Website

sensibleandhourly.com (opens in new tab)

Phone

(231) 384-5270

Other planners in Michigan that publish fees

• 320 Life Financial PlanningHolland$250/hr
• 46 and 2 Investment Advisors, LLCTraverse City$200/hr
• 4Square Advisory Services, Inc.Fenton$150/hr, Up to $1,500
• A B L E Wealth Management Solutions LLCAnn Arbor$400/hr, $500
• Advance Wealth Management Service, LLCGrand Rapids$300/hr, $5,000
• Advisory Advocates LLCGrand Rapids$250⁠-⁠$1,500

Compare all 406 planners in Michigan