Retirement Solutions fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed October 2, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$200/hr

“Other Retirement Plans $500-$2,000 depending on number of participants o SIMPLE plans o ROTH IRAs o Traditional IRAs o SEP-IRAs Advisor also offers financial planning and consulting services at an hourly rate of $200.”

Flat or project fee

$500⁠-⁠$10,000

“AND CONSULTING Advisor charges a fixed fee ranging between $500 and $10,000 based on complexity and unique client needs for financial planning and consulting services.”

Annual fee

$500/yr

“For client accounts with assets between $25,000 and $33,333, Advisor may charge a flat annual fee of $500.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Retirement Solutions bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Fees are negotiable and may be charged as a percentage of Included Assets or as a flat fee.”
• “Fees are negotiable and may be charged as a percentage of the Included Assets or as a flat fee.”
• “If services commence on a date other than the first day of a billing period (month or quarter), the fee will be prorated based on the number of days remaining in the period.”

How Retirement Solutions’ fees compare

• Its hourly rate of $200 is below the New Mexico median of $300. 12% of the 26 other New Mexico planners that publish an hourly rate charge less.
• Its flat or project fee of $500-$10,000 spans the New Mexico median of $4,000. 75% of the 16 other New Mexico planners that publish a flat or project fee charge less.

About Retirement Solutions

• Solo practice: one person runs the firm, so you work directly with the planner.
• Registered as an adviser: 2024 (2 years).

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

3% a year

Clients

8

Employees

1

Works with

Individuals, high net worth individuals, and pension and profit sharing plans

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, pension consulting, selecting other advisers, and educational seminars and workshops

Assets managed

$6,822,556

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

331575

Website

nmretirementsolutions.com (opens in new tab)

Phone

(505) 892-1209

Can advise clients in 3 states: Maine, New Mexico, Washington

Other planners in New Mexico that publish fees

• Altamira Financial Group, LLCSanta Fe$200/hr
• Bco Wealth Management, LLCCarlsbad$500⁠-⁠$5,000
• Be Brave Not Broke LLCAlbuquerque$300/hr
• Bustamante Financial PlanningSanta Fe$180/hr
• CounterpointSanta Fe$300/hr, $1,000⁠-⁠$2,500
• Cratty & Swanson Advisors L.L.C.Las Cruces$325/hr

Compare all 44 planners in New Mexico