Pearl Planning fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed August 21, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$350/hr

“Fixed fees range from $500 to $15,000, and hourly fees are $350 per hour.”

Flat or project fee

$500⁠-⁠$15,000

From the same sentence as above.

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Pearl Planning bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Fees are negotiable and vary based on the extent and complexity of your individual or family circumstances and the amount of your assets under our management.”
• “Financial Planning fees will be invoiced upon delivery of the Planning Services and can be paid via personal check or through a third party, unaffiliated ACH/ credit card provider.”
• “If chosen, clients will be asked to set up their bank account or credit card at a third party, unaffiliated ACH/ credit card provider to enable credit card or ACH payments.”

How Pearl Planning’s fees compare

• Its hourly rate of $350 is above the Michigan median of $250. 78% of the 170 other Michigan planners that publish an hourly rate charge less.
• Its flat or project fee of $500-$15,000 spans the Michigan median of $3,250. 84% of the 137 other Michigan planners that publish a flat or project fee charge less.

About Pearl Planning

• Firm size: 7 employees.
• Registered as an adviser: 2025.

Planning areas mentioned in the brochure

• Retirement planning
• Estate planning
• Divorce
• Business owners

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

1.3% a year

Clients

305

Employees

7

Works with

Individuals and high net worth individuals

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, portfolio management for businesses and institutions, pension consulting, and selecting other advisers

Assets managed

$329,182,626

Registered with

U.S. Securities and Exchange Commission

Disciplinary disclosures

None reported

SEC CRD number

336568

Website

pearlplanning.com (opens in new tab)

Phone

(734) 274-6744

Can advise clients in 9 states: California, Colorado, Florida, Georgia, Michigan, New York, Oregon, Texas, Virginia

Other planners in Michigan that publish fees

• 320 Life Financial PlanningHolland$250/hr
• 46 and 2 Investment Advisors, LLCTraverse City$200/hr
• 4Square Advisory Services, Inc.Fenton$150/hr, Up to $1,500
• A B L E Wealth Management Solutions LLCAnn Arbor$400/hr, $500
• Advance Wealth Management Service, LLCGrand Rapids$300/hr, $5,000
• Advisory Advocates LLCGrand Rapids$250⁠-⁠$1,500

Compare all 406 planners in Michigan