PlannerFees

Pacific Wealth Management fees and pricing

Financial planner in San Diego, California. Registered with the SEC.

According to its Form ADV Part 2A brochure dated April 1, 2026, Pacific Wealth Management charges $250⁠-⁠$400 an hour and a flat or project fee of $2,500⁠-⁠$5,000 for financial planning.

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed April 1, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate
$250⁠-⁠$400/hr
“On an hourly basis, ranging from $250 to $400 per hour, depending on the nature and complexity of each client's circumstances and upon mutual agreement with the client.”
Flat or project fee
$2,500⁠-⁠$5,000
“A fixed fee, typically ranging from $2,500 to $5,000, depending on the nature and complexity of each client's circumstances and upon mutual agreement with the client.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Pacific Wealth Management bills

Payment and refund terms, quoted from the fee section of the brochure.

  • “Fees will be charged quarterly in advance based on the average daily value of the account during the prior calendar quarter.”
  • “PacWealth makes available upon request an invoice for the client showing the amount of the fee, the value of the client's assets upon which the fee was based, and the specific manner in which the fee was calculated; and 2.”
  • “The fee is stated as a maximum, and is negotiable between PacWealth and the client.”

How Pacific Wealth Management’s fees compare

  • Its hourly rate of $250-$400 spans the California median of $300. 56% of the 932 other California planners that publish an hourly rate charge less.
  • 43 of the 73 other planners in San Diego that publish an hourly rate charge less.
  • Its flat or project fee of $2,500-$5,000 is below the California median of $5,000. 42% of the 796 other California planners that publish a flat or project fee charge less.
  • 26 of the 68 other planners in San Diego that publish a flat or project fee charge less.

About Pacific Wealth Management

“Advisory Firm Pacific Wealth Management (“PacWealth”) has been providing investment advisory services since 2001.”
From the firm's description of its advisory business in its Form ADV brochure.
  • Firm size: 6 employees.
  • Credentials named in the brochure: CFP®.
  • Registered as an adviser: 2012 (14 years).

Planning areas mentioned in the brochure

  • Estate planning
  • College planning
  • Business owners
  • Cash flow and budgeting

Firm details from Form ADV

How the firm is paid
Hourly fees, fixed or flat fees, percentage of assets under management
Charges a % of assets
Yes
Highest asset based fee in brochure
0.5% a year
Minimum
$250,000 in assets (stated in brochure)
Clients
209
Employees
6
Works with
Individuals and high net worth individuals
Services reported to regulators
Financial planning, portfolio management for individuals and small businesses, selecting other advisers, and other services
Assets managed
$371,941,587
Registered with
U.S. Securities and Exchange Commission
Disciplinary disclosures
None reported
SEC CRD number
113217
Website
pacwealth.com (opens in new tab)
Phone
(858) 509-9797

Can advise clients in 5 states: Alaska, California, Colorado, Florida, Washington

Other planners in San Diego that publish fees

Compare all 130 planners in San Diego

Is something on this page wrong or out of date? Email corrections@plannerfees.com and PlannerFees will check it against the firm's latest filing.