Pacific Wealth Advisors fees and pricing
Financial planner in Campbell, California. Registered with state securities regulators.
According to its Form ADV Part 2A brochure dated January 18, 2026, Pacific Wealth Advisors charges $400 an hour and a flat or project fee of up to $25,000 for financial planning.
Published fees
Quoted from the firm's Form ADV Part 2A brochure, filed January 18, 2026. Fees can change, so confirm with the firm before you hire them.
- Hourly rate
- $400/hr
“The hourly charge for financial planning is a maximum of $400 per hour as negotiated between PWA and Client.”
- Flat or project fee
- Up to $25,000
“The amount of the fee is as stated in the Engagement Letter or Financial Planning Agreement and includes an estimate of the number of hours expected to complete the financial plan. 2 The flat rate for financial planning services generally ranges from $0 to $25,000.”
Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)
How Pacific Wealth Advisors bills
Payment and refund terms, quoted from the fee section of the brochure.
- “The client may elect to pay the fee upon execution of the Financial Planning Agreement, upon delivery of the written financial plan, or a combination of up front and in arrears.”
- “The Client may terminate the Financial Planning Agreement without penalty (full refund) within five days of execution.”
- “After the five-day period, the client may terminate the Financial Planning Agreement at any time and a refund of unearned fees, if there are any, will be made based upon the time and effort completed prior to the termination of the Agreement.”
How Pacific Wealth Advisors’ fees compare
- Its hourly rate of $400 is above the California median of $300. 74% of the 932 other California planners that publish an hourly rate charge less.
- 2 of the 3 other planners in Campbell that publish an hourly rate charge less.
- Its flat or project fee of up to $25,000 spans the California median of $5,000. 85% of the 796 other California planners that publish a flat or project fee charge less.
About Pacific Wealth Advisors
“Pacific Wealth Advisors, LLC (“PWA”), through its Investment Advisor Representative (IAR), offers financial advice and planning to individuals, businesses and pension plans.”
- Solo practice: one person runs the firm, so you work directly with the planner.
- Founded: 2007 (19 years).
Planning areas mentioned in the brochure
- Retirement planning
- Estate planning
- College planning
Firm details from Form ADV
- How the firm is paid
- Hourly fees, fixed or flat fees, percentage of assets under management
- Charges a % of assets
- Yes
- Highest asset based fee in brochure
- 1.5% a year
- Employees
- 1
- Services reported to regulators
- Financial planning and pension consulting
- Registered with
- State securities regulators
- Disciplinary disclosures
- None reported
- SEC CRD number
- 146267
- Phone
- (650) 353-4702
Other planners in Campbell that publish fees
- Behage FinancialCampbell$300/hr
- Entrust Investment Services, IncCampbell$500/hr
- Seek First Inc.Campbell$300/hr, $1,500-$3,000/mo
- 10/28 Wealth Management LLCOceanside$300/hr, $500-$10,000
- 360DividendsGranite Bay$300/hr, $2,500-$10,000
- 3D Holistic WealthIrvine$300/hr, $1,500-$10,000
Is something on this page wrong or out of date? Email corrections@plannerfees.com and PlannerFees will check it against the firm's latest filing.