Pacific Financial Planners, LLC fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed March 31, 2026. Fees can change, so confirm with the firm before you hire them.

Flat or project fee

$500⁠-⁠$1,000

“Pacific Financial Planners up to $250 per hour, payable after the consultation and/or $500 $1000 for a written financial plan.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Pacific Financial Planners, LLC bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Advisory fees are payable quarterly based on the 3 formula and schedule of rates set forth on the attached.”
• “For accounts held at Charles Schwab, advisory fees are billed in advance each quarter.”
• “Clients may also elect to be billed directly for fees or to authorize PFP to directly debit fees from client accounts.”

How Pacific Financial Planners, LLC’s fees compare

• Its flat or project fee of $500-$1,000 is below the California median of $5,000. 7% of the 796 other California planners that publish a flat or project fee charge less.
• None of the 2 other planners in Laguna Niguel that publish a flat or project fee charge less.

About Pacific Financial Planners, LLC

• Firm size: 4 employees.
• Registered as an adviser: 2004 (22 years).

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

3% a year

Clients

171

Employees

4

Works with

Individuals and high net worth individuals

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, newsletters and publications, and educational seminars and workshops

Assets managed

$84,227,097

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

132314

Website

pfpinvest.com (opens in new tab)

Phone

(949) 219-0692

Other planners in Laguna Niguel that publish fees

• Aalexander LLCLaguna Niguel$250/hr, $500⁠-⁠$2,000
• Ehrlich Financial GroupLaguna Niguel$250⁠-⁠$500/hr, $1,500⁠-⁠$10,000
• Sentient Financial, LLCLaguna Niguel$200/hr
• 10/28 Wealth Management LLCOceanside$300/hr, $500⁠-⁠$10,000
• 360DividendsGranite Bay$300/hr, $2,500⁠-⁠$10,000
• 3D Holistic WealthIrvine$300/hr, $1,500⁠-⁠$10,000

Compare all 6 planners in Laguna Niguel