Opulen Financial Group, LLC fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed January 21, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$200/hr

“AND CONSULTING Comprehensive Financial Plan OFG charges an hourly fee of $200 per hour based on complexity and unique Client needs for a comprehensive financial plan.”

Annual fee

$4,000⁠-⁠$24,000/yr

“The fixed annual fee ranges from $4,000 to $24,000 and is paid monthly in arrears.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Opulen Financial Group, LLC bills

Payment and refund terms, quoted from the fee section of the brochure.

• “If an account is opened after the calendar month, than the initial fee billed will be prorated for the - 6Opulen Financial Group, LLC remainder of the month.”
• “The annual fee will be billed monthly in arrears.”
• “The fee will be due upon delivery of the plan.”

How Opulen Financial Group, LLC’s fees compare

• Its hourly rate of $200 is below the Virginia median of $260. 15% of the 203 other Virginia planners that publish an hourly rate charge less.
• 3 of the 16 other planners in Arlington that publish an hourly rate charge less.
• Its annual fee of $4,000-$24,000 spans the Virginia median of $6,350. 80% of the 55 other Virginia planners that publish an annual fee charge less.
• 4 of the 6 other planners in Arlington that publish an annual fee charge less.

About Opulen Financial Group, LLC

• Principal: Thomas J. Cymer
• Solo practice: one person runs the firm, so you work directly with the planner.
• Credentials named in the brochure: CFP® and CFA.
• Registered as an adviser: 2022 (4 years).

Planning areas mentioned in the brochure

• Tax planning
• College planning
• Cash flow and budgeting
• Charitable giving

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

1.95% a year

Clients

172

Employees

1

Works with

Individuals and high net worth individuals

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, pension consulting, and educational seminars and workshops

Assets managed

$171,825,919

Registered with

U.S. Securities and Exchange Commission

Disciplinary disclosures

None reported

SEC CRD number

173963

Website

linkedin.com/in/opulenfg (opens in new tab)

Phone

(571) 299-2053

Can advise clients in 9 states: Connecticut, District of Columbia, Louisiana, Massachusetts, Maryland, New Hampshire, Texas, Virginia, Washington

Other planners in Arlington that publish fees

• Arlington Wealth Planning, LLCArlington$289/hr, $6,128⁠-⁠$10,128
• Astra Investment AdvisersArlington$100/hr
• Braswell Capital, LLCArlington$30⁠-⁠$50/hr
• Clarity Financial PlanningArlington$500, $4,000⁠-⁠$20,000/yr
• Cope ConnellyArlington$99⁠-⁠$25,000
• Coretegic Capital, LLCArlington$400/hr, $500

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