Northern Financial Advisors, Inc fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed January 29, 2026. Fees can change, so confirm with the firm before you hire them.

Annual fee

$6,200⁠-⁠$75,000/yr

“Below are the fees and payment methods of those fees for each type of engagement. 6 Standard Retainer NFA’s Standard Retainer fee is an annual fixed fee ranging between $6,200 and $75,000 based on the complexity of Client’s financial needs and the scope of the services to be provided to Client using Client’s net…”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Northern Financial Advisors, Inc bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Fees are negotiable solely in the discretion of NFA.”
• “Thereafter, Renewal Terms will occur in successive, one-year periods calculated in the manner described above and payable pursuant to the election made by the client in the initial term – either in full or in equal, partial payments throughout the year.”
• “Payment of Fees, and fees at termination NFA charges all fees in advance, and, in their advisory contracts, clients authorize NFA to deduct their fee directly from the clients’ accounts.”

How Northern Financial Advisors, Inc’s fees compare

• Its annual fee of $6,200-$75,000 is above the Michigan median of $6,000. 95% of the 37 other Michigan planners that publish an annual fee charge less.
• 5 of the 7 other planners in Bloomfield Hills that publish an annual fee charge less.

About Northern Financial Advisors, Inc

• Principal: Christine Isham
• Firm size: 11 employees.
• Founded: 2002 (24 years).

Planning areas mentioned in the brochure

• Retirement planning
• Tax planning
• Estate planning

Firm details from Form ADV

How the firm is paid

Fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

1.5% a year

Clients

324

Employees

11

Works with

Individuals and high net worth individuals

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, selecting other advisers, and other services

Assets managed

$684,018,783

Registered with

U.S. Securities and Exchange Commission

Disciplinary disclosures

None reported

SEC CRD number

121088

Website

northernfinancialadvisors.com (opens in new tab)

Phone

(248) 985-1632

Can advise clients in 8 states: California, Florida, Illinois, Michigan, North Carolina, New York, Pennsylvania, Texas

Other planners in Bloomfield Hills that publish fees

• Cranbrook Wealth Management, LLCBloomfield Hills$10,000⁠-⁠$100,000/yr
• Emde Wealth Management LLCBloomfield Hills$500⁠-⁠$5,000
• Forsythia FinancialBloomfield Hills$350/hr
• Gainplan LLCBloomfield Hills$400/hr, $15,000
• Integrated Capital ManagementBloomfield Hills$250/hr, $1,000⁠-⁠$5,000
• KRS Capital Management, LLCBloomfield Hills$5,000, $5,000/yr

Compare all 16 planners in Bloomfield Hills