Mechfi fees and pricing

Financial planner in Sacramento, California. Registered with state securities regulators.

According to its Form ADV Part 2A brochure dated June 22, 2026, Mechfi charges a flat or project fee of $30,000 for financial planning.

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed June 22, 2026. Fees can change, so confirm with the firm before you hire them.

Flat or project fee: $30,000; “There are two cases when a flat fee is negotiated - one, if assets undermanagement are $30,000 and below, and two, when Mechanical Financial, LLC enters a contract to provide retirement plan consulting services.”

Payment and refund terms, quoted from the fee section of the brochure.

“All fees are assessed in arears All fees are negotiable 2. 3. 4. 5.”
“Assets Undermanagement Asset Based Fee1 $3,000,000 and Below $1500 - $2,000 $3,000,001 - $5,000,000 $2,001 - $3,000 $5,000,001 - $10,000,000 $3,001 - $5,000 $10,000,001+ Negotiable Comparable services may be available from other sources 2.”
“We do not collect our fees in advance. 3. 4.”

Its flat or project fee of $30,000 is above the California median of $5,000. 95% of the 796 other California planners that publish a flat or project fee charge less.
12 of the 12 other planners in Sacramento that publish a flat or project fee charge less.

“Mechanical Financial business focuses on providing a fee-based wealth management approach to its clients.”

From the firm's description of its advisory business in its Form ADV brochure.

Solo practice: one person runs the firm, so you work directly with the planner.
Registered as an adviser: 2022 (4 years).

How the firm is paid: Fixed or flat fees, percentage of assets under management
Charges a % of assets: Yes
Minimum: $120 minimum fee (stated in brochure)
Clients: 6
Employees: 1
Works with: Individuals
Services reported to regulators: Financial planning, portfolio management for individuals and small businesses, pension consulting, newsletters and publications, and educational seminars and workshops
Assets managed: $234,000
Registered with: State securities regulators
Disciplinary disclosures: None reported
SEC CRD number: 319279
Website: mechfi.com (opens in new tab)
Phone: (916) 517-8981

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