Lotv Planning & Consulting fees and pricing
Financial planner in Avoca, Michigan. Registered with state securities regulators.
According to its Form ADV Part 2A brochure dated March 23, 2026, Lotv Planning & Consulting charges $250 an hour and a monthly fee of $20-$2,500 for financial planning.
Published fees
Quoted from the firm's Form ADV Part 2A brochure, filed March 23, 2026. Fees can change, so confirm with the firm before you hire them.
- Hourly rate
- $250/hr
“The Adviser's hourly consulting rate will not exceed $250 per hour.”
- Monthly fee
- $20-$2,500/mo
“Within the same calendar month of the creation of the personalized plan, the Adviser will assess an ongoing monthly fee ranging from $20 to $2,500, which is paid in advance each month going forward.”
Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)
How Lotv Planning & Consulting bills
Payment and refund terms, quoted from the fee section of the brochure.
- “Immediately upon delivery of the personalized plan, the Adviser will begin ongoing monitoring and adhere to a series of tasks and ongoing work that is outlined accordingly in this agreement.”
- “In the case of either one-time or hourly planning engagements, fees are due within 30 days of invoice.”
- “Payment is to be made via either a third-party processor such as QuickBooks or the client may be invoiced and remit payment via check or PayPal.”
How Lotv Planning & Consulting’s fees compare
- Its hourly rate of $250 matches the Michigan median of $250. 38% of the 170 other Michigan planners that publish an hourly rate charge less.
- It doesn't charge a percentage of the assets it manages, so its fee won't grow with your portfolio.
About Lotv Planning & Consulting
“The Adviser offers clients financial planning services to evaluate their financial situation, goals and risk tolerance. The Adviser may offer broad-based planning services, or the client may desire advice on certain planning components; the Adviser can tailor services as desired by the client.”
- Solo practice: one person runs the firm, so you work directly with the planner.
- Credentials named in the brochure: CFP® and EA.
- Registered as an adviser: 2025.
Planning areas mentioned in the brochure
- Retirement planning
- Tax planning
- Estate planning
- College planning
- Divorce
- Business owners
- Equity compensation
- Cash flow and budgeting
Firm details from Form ADV
- How the firm is paid
- Hourly fees, fixed or flat fees, subscription fees
- Charges a % of assets
- No
- Employees
- 1
- Services reported to regulators
- Financial planning and educational seminars and workshops
- Registered with
- State securities regulators
- Disciplinary disclosures
- None reported
- SEC CRD number
- 333674
- Phone
- (989) 977-0677
Other planners in Michigan that publish fees
- 320 Life Financial PlanningHolland$250/hr
- 46 and 2 Investment Advisors, LLCTraverse City$200/hr
- 4Square Advisory Services, Inc.Fenton$150/hr, Up to $1,500
- A B L E Wealth Management Solutions LLCAnn Arbor$400/hr, $500
- Advance Wealth Management Service, LLCGrand Rapids$300/hr, $5,000
- Advisory Advocates LLCGrand Rapids$250-$1,500
Is something on this page wrong or out of date? Email corrections@plannerfees.com and PlannerFees will check it against the firm's latest filing.