Lifetime Financial Advisors Inc fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed March 19, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$250/hr

“Should a client elect to terminate the contract, the deposit will be returned prorated according to the work performed at an hourly rate of $250.00.”

Flat or project fee

$2,500⁠-⁠$25,000

“The fees for Financial Planning generally range from $2,500 - $25,000.”

Annual fee

$500⁠-⁠$5,000/yr

“Ongoing Financial Planning advice is also available via an annual retainer fee of $500 - $5,000 per year, charged on a monthly basis.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Lifetime Financial Advisors Inc bills

Payment and refund terms, quoted from the fee section of the brochure.

• “The balance is due upon delivery of the financial plan.”
• “Hourly fees will be billed as services are rendered.”
• “All retainer fees are agreed to in advance and are in written form.”

How Lifetime Financial Advisors Inc’s fees compare

• Its hourly rate of $250 is below the California median of $300. 19% of the 932 other California planners that publish an hourly rate charge less.
• None of the 5 other planners in Encinitas that publish an hourly rate charge less.
• Its flat or project fee of $2,500-$25,000 spans the California median of $5,000. 88% of the 796 other California planners that publish a flat or project fee charge less.
• Its annual fee of $500-$5,000 is below the California median of $6,250. 21% of the 224 other California planners that publish an annual fee charge less.
• 1 of the 2 other planners in Encinitas that publish an annual fee charge less.
• It doesn't charge a percentage of the assets it manages, so its fee won't grow with your portfolio.

About Lifetime Financial Advisors Inc

• Firm size: 14 employees.
• Registered as an adviser: 1986 (40 years).

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees

Charges a % of assets

No

Employees

14

Services reported to regulators

Financial planning

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

138418

Website

youtube.com/lifetimefinancialadvisorsincencinitas (opens in new tab)

Phone

(760) 943-0430

Other planners in Encinitas that publish fees

• Cooper Capital GroupEncinitas$865/hr, $50,000
• De Vries Asset Management, LLCEncinitas$500/hr
• Global Vantage Wealth ManagementEncinitas$250/hr, $3,000⁠-⁠$80,000/yr
• Kelly Financial Group LLCEncinitas$300/hr
• Stout Capital Management LLCEncinitas$400/hr, $2,000/yr

Compare all 10 planners in Encinitas