John Wessler & Associates fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed February 3, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$250/hr

“Services are offered based on an hourly fee of $250 per hour.”

Flat or project fee

$25,000

“- Tax Planning - Asset protection planning - Retirement Planning - Estate Planning - Long term care planning / funding FIXED FEES Financial Planning Services are offered based on a negotiable fixed fee with a maximum fee of $25,000 based on services requested by the client.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How John Wessler & Associates bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Cash flow in retirement is heavily affected by medical expenses whether it is a short term crisis like covering hospital/doctor type bills or chronic long term needs like home care, Assisted Living Apartment expense, or nursing home.”
• “If the Agreement is terminated by the client, JWA will not refund any portion of the fee.”

How John Wessler & Associates’ fees compare

• Its hourly rate of $250 is below the Texas median of $275. 28% of the 468 other Texas planners that publish an hourly rate charge less.
• 2 of the 5 other planners in Waco that publish an hourly rate charge less.
• Its flat or project fee of $25,000 is above the Texas median of $3,850. 95% of the 401 other Texas planners that publish a flat or project fee charge less.
• 3 of the 3 other planners in Waco that publish a flat or project fee charge less.
• It doesn't charge a percentage of the assets it manages, so its fee won't grow with your portfolio.

About John Wessler & Associates

• Principal: John Wessler
• Solo practice: one person runs the firm, so you work directly with the planner.
• Registered as an adviser: 2006 (20 years).

Planning areas mentioned in the brochure

• Retirement planning
• Estate planning
• Military and veterans
• Insurance analysis
• Cash flow and budgeting

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees

Charges a % of assets

No

Employees

1

Services reported to regulators

Financial planning and other services

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

140420

Website

thezlawfirm.com (opens in new tab)

Phone

(254) 717-2460

Other planners in Waco that publish fees

• 3T Advisors LLCWaco$250/hr, $250⁠-⁠$10,000
• Brilliant Financial Strategies LLCWaco$200⁠-⁠$500/hr, $300⁠-⁠$500/mo
• Disciplined Investors, L.L.C.Waco$150⁠-⁠$300/hr
• Noble Advisory Group LLCWaco$150/hr
• Open Range Financial Group, LLCWaco$10,000
• The Aspen Equity GroupWaco$275/hr

Compare all 11 planners in Waco