Jmo Financial fees and pricing
Financial planner in Carlsbad, California. Registered with state securities regulators.
According to its Form ADV Part 2A brochure dated June 8, 2026, Jmo Financial charges $250 an hour and a flat or project fee of $1,000-$5,000 for financial planning.
Published fees
Quoted from the firm's Form ADV Part 2A brochure, filed June 8, 2026. Fees can change, so confirm with the firm before you hire them.
- Hourly rate
- $250/hr
“Our hourly financial planning fee is an hour rate of $250 per hour.”
- Flat or project fee
- $1,000-$5,000
“Our fixed financial planning fee ranges from $1,000 to $5,000.”
Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)
How Jmo Financial bills
Payment and refund terms, quoted from the fee section of the brochure.
- “After five (5) days if a client cancels, any prepaid fees will be refunded on a prorated basis based upon the amount of work completed.”
- “The fee is calculated and collected at the beginning of each month (in advance).”
- “The fee is negotiable and/or if the client has multiple accounts within the household with us, the accounts may be aggregated to achieve a lower fee.”
How Jmo Financial’s fees compare
- Its hourly rate of $250 is below the California median of $300. 19% of the 932 other California planners that publish an hourly rate charge less.
- 6 of the 25 other planners in Carlsbad that publish an hourly rate charge less.
- Its flat or project fee of $1,000-$5,000 is below the California median of $5,000. 32% of the 796 other California planners that publish a flat or project fee charge less.
- 1 of the 15 other planners in Carlsbad that publish a flat or project fee charge less.
About Jmo Financial
“We offer clients financial planning services to evaluate their financial situation, goals and risk tolerance. We may offer comprehensive planning services or the client may desire advice on certain planning components; we can tailor services as desired by the client.”
- Solo practice: one person runs the firm, so you work directly with the planner.
- Registered as an adviser: 2015 (11 years).
Planning areas mentioned in the brochure
- Retirement planning
- Estate planning
Firm details from Form ADV
- How the firm is paid
- Hourly fees, fixed or flat fees, percentage of assets under management
- Charges a % of assets
- Yes
- Highest asset based fee in brochure
- 1.25% a year
- Clients
- 5
- Employees
- 1
- Works with
- High net worth individuals
- Services reported to regulators
- Financial planning, portfolio management for individuals and small businesses, and selecting other advisers
- Assets managed
- $7,966,338
- Registered with
- State securities regulators
- Disciplinary disclosures
- Yes. Read them on the SEC site (opens in new tab)
- SEC CRD number
- 175086
- Phone
- (760) 944-0774
Other planners in Carlsbad that publish fees
- 77 Financial GroupCarlsbad$2,000-$10,000
- Advisors Wealth Management, IncCarlsbad$225/hr
- Andrew Marshall Financial LLCCarlsbad$360/hr, $5,000
- Axxcess Wealth Management, LLCCarlsbad$100-$500/hr
- Beacon Financial Management LLCCarlsbad$200/hr, $3,000
- Birchwood CapitalCarlsbad$350/hr
Is something on this page wrong or out of date? Email corrections@plannerfees.com and PlannerFees will check it against the firm's latest filing.