Innovative Financial Advisors, LLC fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed April 3, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$200/hr

“Method of Compensation and Fee Schedule FINANCIAL PLANNING and CONSULTING Financial Planning Services are offered based on a hourly rate of $200 or a fixed fee ranging between $1200 and $3000 based on complexity and unique client needs.”

Flat or project fee

$1,200⁠-⁠$3,000

From the same sentence as above.

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Innovative Financial Advisors, LLC bills

Payment and refund terms, quoted from the fee section of the brochure.

• “These fees are negotiable if the client places their assets with Gradient Investments, LLC.”
• “Fees for financial plans are due half at the time of signing the agreement with the balance due upon delivery of the plan.”
• “The fee will be disclosed to the Client in the Investment Advisory Agreement and are negotiable.”

How Innovative Financial Advisors, LLC’s fees compare

• Its hourly rate of $200 is below the California median of $300. 9% of the 932 other California planners that publish an hourly rate charge less.
• Its flat or project fee of $1,200-$3,000 is below the California median of $5,000. 20% of the 796 other California planners that publish a flat or project fee charge less.

About Innovative Financial Advisors, LLC

• Solo practice: one person runs the firm, so you work directly with the planner.
• Registered as an adviser: 2014 (12 years).

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

3% a year

Employees

1

Services reported to regulators

Financial planning, selecting other advisers, and educational seminars and workshops

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

171614

Website

brianbreck.com (opens in new tab)

Phone

(650) 440-1589

Can advise clients in 2 states: California, Wyoming

Other planners in California that publish fees

• 10/28 Wealth Management LLCOceanside$300/hr, $500⁠-⁠$10,000
• 360DividendsGranite Bay$300/hr, $2,500⁠-⁠$10,000
• 3D Holistic WealthIrvine$300/hr, $1,500⁠-⁠$10,000
• 401 FinancialSan Diego$250/hr, $500
• 5T Wealth, LLCNapa$200⁠-⁠$450/hr
• 7 Streets Financial, LLCSan Diego$100⁠-⁠$400/hr, Up to $15,000

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