Harvest Money | Invest Your Faith fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed March 30, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$100⁠-⁠$500/hr

“Focused Planning Hourly Fee Hourly Focused Planning engagements are offered at an hourly rate between $100 and $500.00 per hour, depending on complexity.”

Flat or project fee

$2,400⁠-⁠$100,000

“The fixed fee can range between $2400 and $100,000.”

Monthly fee

$187/mo

“Level III - ADVISE Components Included AUM+AUA tier ($)  Custom Investment Plan  Investment Plan Implementation  Ongoing Investment Plan Management 1-500,000 .75 500,0011,000,000 .675 1,000,0001,500,000 Annualized fee (%) .60 1,500,0012,000,000 .525 2,000,000 .45 Annualized fee examples $300,000 portfolio:…”

Annual fee

$2,250/yr

“($2250/yr.) $800,000 portfolio: [(500,000 x .0075) + (300,000 x .00675)]/12 = $481.26/mo.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Harvest Money | Invest Your Faith bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Advisory fees are directly debited from client accounts, or in certain circumstances the client may choose to pay by check.”
• “We reserve the right to charge a processing fee of $25 for each payment by check.”
• “An account may be terminated with written notice at least 30 calendar days in advance.”

How Harvest Money | Invest Your Faith’s fees compare

• Its hourly rate of $100-$500 spans the Ohio median of $250. 63% of the 219 other Ohio planners that publish an hourly rate charge less.
• 9 of the 21 other planners in Cincinnati that publish an hourly rate charge less.
• Its flat or project fee of $2,400-$100,000 spans the Ohio median of $3,250. 99% of the 199 other Ohio planners that publish a flat or project fee charge less.
• 26 of the 26 other planners in Cincinnati that publish a flat or project fee charge less.
• Its annual fee of $2,250 is below the Ohio median of $5,000. 19% of the 79 other Ohio planners that publish an annual fee charge less.
• None of the 9 other planners in Cincinnati that publish an annual fee charge less.

About Harvest Money | Invest Your Faith

• Principal: Steven R. French
• Solo practice: one person runs the firm, so you work directly with the planner.
• Founded: 2017 (9 years).

Planning areas mentioned in the brochure

• College planning

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Clients

5

Employees

1

Works with

Individuals

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, and selecting other advisers

Assets managed

$3,248,193

Registered with

State securities regulators

Disciplinary disclosures

Yes. Read them on the SEC site (opens in new tab)

SEC CRD number

304360

Website

harvest-money.com (opens in new tab)

Phone

(513) 297-5200

Other planners in Cincinnati that publish fees

• 1TaxfinancialCincinnati$300/hr
• Adams and Co Financial ServicesCincinnati$500⁠-⁠$2,500
• Ajd WealthCincinnati$500/hr, $30,000
• Benchmark Wealth ManagementCincinnati$500⁠-⁠$50,000/yr
• Crew Capital Management, LTD.Cincinnati$10,000⁠-⁠$25,000/yr
• Daymark Wealth Partners, LLCCincinnati$350/hr, $1,500⁠-⁠$10,000

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