Finances for Life, LLC fees and pricing
Financial planner in Carlsbad, California. Registered with state securities regulators.
According to its Form ADV Part 2A brochure dated February 22, 2026, Finances for Life, LLC charges $295 an hour and a flat or project fee of $1,500 for financial planning.
Published fees
Quoted from the firm's Form ADV Part 2A brochure, filed February 22, 2026. Fees can change, so confirm with the firm before you hire them.
- Hourly rate
- $295/hr
“Hourly fees are charged at a non-negotiable rate of $295 per hour.”
- Flat or project fee
- $1,500
“Fixed fees start at $1,500, but the maximum is generally not more than $10,000.”
Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)
How Finances for Life, LLC bills
Payment and refund terms, quoted from the fee section of the brochure.
- “Fees may be negotiable under certain circumstances and at the Firm's discretion.”
- “Clients pay a fixed fee as agreed in advance and are billed monthly or annually.”
- “Asset Under Management fees will be payable monthly in arrears.”
How Finances for Life, LLC’s fees compare
- Its hourly rate of $295 is below the California median of $300. 41% of the 932 other California planners that publish an hourly rate charge less.
- 9 of the 25 other planners in Carlsbad that publish an hourly rate charge less.
- Its flat or project fee of $1,500 is below the California median of $5,000. 13% of the 796 other California planners that publish a flat or project fee charge less.
- None of the 15 other planners in Carlsbad that publish a flat or project fee charge less.
About Finances for Life, LLC
“Shaw, a licensed Registered Adviser since 2002, the Firm has been providing investment and financial planning services since 2005. This exploratory interview helps determine the potential benefits of financial planning and investment management for the client.”
- Solo practice: one person runs the firm, so you work directly with the planner.
- Registered as an adviser: 2013 (13 years).
Planning areas mentioned in the brochure
- Estate planning
- Divorce
- Insurance analysis
Firm details from Form ADV
- How the firm is paid
- Hourly fees, fixed or flat fees, percentage of assets under management
- Charges a % of assets
- Yes
- Clients
- 6
- Employees
- 1
- Works with
- Individuals
- Services reported to regulators
- Financial planning, portfolio management for individuals and small businesses, and other services
- Assets managed
- $793,200
- Registered with
- State securities regulators
- Disciplinary disclosures
- None reported
- SEC CRD number
- 166163
- Phone
- (877) 335-4110
Other planners in Carlsbad that publish fees
- 77 Financial GroupCarlsbad$2,000-$10,000
- Advisors Wealth Management, IncCarlsbad$225/hr
- Andrew Marshall Financial LLCCarlsbad$360/hr, $5,000
- Axxcess Wealth Management, LLCCarlsbad$100-$500/hr
- Beacon Financial Management LLCCarlsbad$200/hr, $3,000
- Birchwood CapitalCarlsbad$350/hr
Is something on this page wrong or out of date? Email corrections@plannerfees.com and PlannerFees will check it against the firm's latest filing.