Defender Capital fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed January 28, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$300/hr

“The Advisors hourly fee will be billed at a rate of $300 per hour but may be negotiated in advance.”

Flat or project fee

$1,000⁠-⁠$25,000

“Defender may charge a fixed fee for comprehensive financial planning services ranging from $1,000 to $25,000 per plan, depending on the scope and complexity of the services performed, as contracted with client in advance.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Defender Capital bills

Payment and refund terms, quoted from the fee section of the brochure.

• “For new accounts, fees will be prorated from the inception of the account to the end of the first month.”
• “Deposits and withdrawals during the month will be prorated.”
• “For accounts where it is not practical to have fees directly deducted, Defender will invoice the client on a monthly, quarterly, semi-annual or annual basis based on the agreement with the client.”

How Defender Capital’s fees compare

• Its hourly rate of $300 matches the North Carolina median of $300. 49% of the 177 other North Carolina planners that publish an hourly rate charge less.
• 16 of the 34 other planners in Charlotte that publish an hourly rate charge less.
• Its flat or project fee of $1,000-$25,000 spans the North Carolina median of $4,800. 85% of the 172 other North Carolina planners that publish a flat or project fee charge less.
• 28 of the 34 other planners in Charlotte that publish a flat or project fee charge less.

About Defender Capital

• Firm size: 3 employees.
• Registered as an adviser: 2015 (11 years).

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

2% a year

Clients

186

Employees

3

Works with

Individuals, high net worth individuals, and pooled investment vehicles

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, portfolio management for pooled investment vehicles, portfolio management for businesses and institutions, and pension consulting

Assets managed

$510,000,000

Registered with

U.S. Securities and Exchange Commission

Disciplinary disclosures

None reported

SEC CRD number

159607

Website

linkedin.com/company/1434434 (opens in new tab)

Phone

(704) 373-1716

Can advise clients in 6 states: Florida, Georgia, Louisiana, North Carolina, South Carolina, Texas

Other planners in Charlotte that publish fees

• Altruist Wealth ManagementCharlotte$1,000⁠-⁠$12,000, $750⁠-⁠$3,000/qtr
• Auctus Advisors LLCCharlotte$5,000⁠-⁠$100,000
• Aureus CapitalCharlotte$150/hr, $1,000⁠-⁠$10,000
• Buoyant FinancialCharlotte$2,000
• Calamita Wealth ManagementCharlotte$5,000⁠-⁠$15,000
• Cannon AdvisorsCharlotte$1,500⁠-⁠$5,000

Compare all 93 planners in Charlotte