Deaj Insurance and Investments Consulting fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed July 13, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$250⁠-⁠$400/hr

“The Goal Specific/Non-comprehensive financial plan is priced at $400.00 for every hour spent by the Firm and/or its IAR, and Other Non-goal specific services are priced at $400.00 per hour on the first talk and/or presentation and $250.00 per hour on follow-up talks and/or presentations on the same subject matter.”

Flat or project fee

$400

From the same sentence as above.

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Deaj Insurance and Investments Consulting bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Financial planning fees are billed in arrears upon the completion of specific project milestones or at the conclusion of the engagement.”
• “Because these services are project-based and do not include ongoing monitoring, fees are not billed on a recurring or subscription basis.”
• “The investment advisory fees (fee schedule) are non-negotiable.”

How Deaj Insurance and Investments Consulting’s fees compare

• Its hourly rate of $250-$400 spans the Texas median of $275. 67% of the 468 other Texas planners that publish an hourly rate charge less.
• 1 of the 2 other planners in Flower Mound that publish an hourly rate charge less.
• Its flat or project fee of $400 is below the Texas median of $3,850. 2% of the 401 other Texas planners that publish a flat or project fee charge less.
• None of the 3 other planners in Flower Mound that publish a flat or project fee charge less.

About Deaj Insurance and Investments Consulting

• Principal: Espiritu Javier
• Solo practice: one person runs the firm, so you work directly with the planner.
• Registered as an adviser: 2026.

Planning areas mentioned in the brochure

• Retirement planning
• Tax planning
• Estate planning
• College planning
• Divorce
• Cash flow and budgeting

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

2.5% a year

Employees

1

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, portfolio management for businesses and institutions, and selecting other advisers

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

337314

Website

deajconsulting.com (opens in new tab)

Phone

(469) 265-1033

Other planners in Flower Mound that publish fees

• Mckeel Capital ManagementFlower Mound$350/hr, $1,200
• Riverchase Wealth Management, LLCFlower Mound$500⁠-⁠$15,000
• Wykrent, DamonFlower Mound$150/hr, $3,000
• 11 FinancialLufkin$250/hr, $50⁠-⁠$5,000
• 1900 WealthSan Antonio$350/hr, $1,500
• 360 Wealth CreationAustin$250/hr

Compare all 6 planners in Flower Mound