Covato Capital Management, LLC fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed March 25, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$50⁠-⁠$200/hr

“We charge fixed fees (typically ranging from $500$2,000 per engagement) and/or hourly fees (typically ranging from $50-$200 per hour) for our Financial Planning and Consulting Services.”

Flat or project fee

$500⁠-⁠$2,000

From the same sentence as above.

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Covato Capital Management, LLC bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Our advisory fees are prorated for partial periods occurring at the commencement or termination of our services based on the number of days services are provided during any partial period(s).”
• “Notwithstanding the above, our advisory fees for Portfolio Management Services are generally negotiable and individual clients may enter fee arrangements with us that are materially different from those described above.”
• “Hourly fees are invoiced to the client and paid in full upon delivery of the written financial plan, report, or checklist or in periodic installments as set forth in our written financial planning and consulting agreement.”

How Covato Capital Management, LLC’s fees compare

• Its hourly rate of $50-$200 is below the Florida median of $288. 3% of the 372 other Florida planners that publish an hourly rate charge less.
• 1 of the 10 other planners in Naples that publish an hourly rate charge less.
• Its flat or project fee of $500-$2,000 is below the Florida median of $4,900. 11% of the 320 other Florida planners that publish a flat or project fee charge less.
• None of the 8 other planners in Naples that publish a flat or project fee charge less.

About Covato Capital Management, LLC

• Firm size: 4 employees.
• Meets clients remotely: the brochure mentions virtual or online meetings.
• Founded: 2014 (12 years).

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

1.25% a year

Clients

29

Employees

4

Works with

Individuals and high net worth individuals

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, and selecting other advisers

Assets managed

$16,211,407

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

173956

Website

covatocapital.com (opens in new tab)

Phone

(239) 330-1375

Other planners in Naples that publish fees

• Aventus Investment Advisors, Inc.Naples$300/hr, $1,000⁠-⁠$20,000
• Evertern Wealth, LLCNaples$1,200/hr, $1,500⁠-⁠$10,000
• Gap Financial Counseling Corp.Naples$240⁠-⁠$480/hr
• Local Wealth AdvisorsNaples$1,600⁠-⁠$10,000
• Lodestar Advisory Group, LLCNaples$400/hr, $800⁠-⁠$5,000
• Mandarin AdvisersNaples$100⁠-⁠$250/hr, $6,695/qtr

Compare all 31 planners in Naples