PlannerFees

Cosey Financial Services, Inc. fees and pricing

Financial planner in Knoxville, Tennessee. Registered with the SEC.

According to its Form ADV Part 2A brochure dated February 25, 2026, Cosey Financial Services, Inc. charges $400 an hour and a flat or project fee of $5,000 for financial planning.

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed February 25, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate
$400/hr
“The maximum hourly fee to be charged will not exceed $400.”
Flat or project fee
$5,000
“Generally, flat fees will not exceed $5,000 for personal financial planning engagements.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Cosey Financial Services, Inc. bills

Payment and refund terms, quoted from the fee section of the brochure.

  • “Our firm has updated our billing practices to allow clients the option to be billed monthly in arrears in addition to the previously available quarterly in arrears billing method.”
  • “Annualized fees are billed either on a pro-rata basis quarterly in arrears based on the value of the account(s) on the last day of the quarter or on a pro-rata basis monthly in arrears based on the value of the account(s) on the last day of the month.”
  • “Fees are negotiable and will be deducted from client account(s).”

How Cosey Financial Services, Inc.’s fees compare

  • Its hourly rate of $400 is above the Tennessee median of $275. 81% of the 111 other Tennessee planners that publish an hourly rate charge less.
  • 8 of the 12 other planners in Knoxville that publish an hourly rate charge less.
  • Its flat or project fee of $5,000 is above the Tennessee median of $3,000. 63% of the 89 other Tennessee planners that publish a flat or project fee charge less.
  • 4 of the 7 other planners in Knoxville that publish a flat or project fee charge less.

About Cosey Financial Services, Inc.

  • Firm size: 6 employees.
  • Registered as an adviser: 2021 (5 years).

Firm details from Form ADV

How the firm is paid
Hourly fees, fixed or flat fees, percentage of assets under management
Charges a % of assets
Yes
Highest asset based fee in brochure
1% a year
Clients
385
Employees
6
Works with
Individuals, high net worth individuals, pension and profit sharing plans, and businesses
Services reported to regulators
Financial planning, portfolio management for individuals and small businesses, portfolio management for businesses and institutions, and pension consulting
Assets managed
$123,677,943
Registered with
U.S. Securities and Exchange Commission
Disciplinary disclosures
None reported
SEC CRD number
140175
Website
coseyfinancial.com (opens in new tab)
Phone
(865) 470-4244

Can advise clients in 6 states: Florida, Georgia, Louisiana, North Carolina, Tennessee, Texas

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Is something on this page wrong or out of date? Email corrections@plannerfees.com and PlannerFees will check it against the firm's latest filing.