CFS Investment Advisory Services LLC fees and pricing
Financial planner in Totowa, New Jersey. Registered with the SEC.
According to its Form ADV Part 2A brochure dated March 5, 2026, CFS Investment Advisory Services LLC charges $450 an hour and a flat or project fee of $500-$5,000 for financial planning.
Published fees
Quoted from the firm's Form ADV Part 2A brochure, filed March 5, 2026. Fees can change, so confirm with the firm before you hire them.
- Hourly rate
- $450/hr
“For hourly-fee arrangements, the Firm charges $450 per hour for such services.”
- Flat or project fee
- $500-$5,000
“For fixed-fee arrangements, fees are negotiable, but range from $500 to $5,000 on a fixed fee basis, depending upon the scope and complexity of the services as well as the professional(s) rendering the services.”
Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)
How CFS Investment Advisory Services LLC bills
Payment and refund terms, quoted from the fee section of the brochure.
- “The annual fee is prorated and charged quarterly, in advance, based upon the market value of the assets being managed by CFS on the last day of the billing period.”
- “The only exception to this billing arrangement is for new clients or new accounts wherein the first billing may include a billing calculation in arrears from the date of the engagement to the end of that billing period.”
- “In the event the advisory agreement is terminated, the fee for the final billing period is prorated through the effective date of the termination and the outstanding or unearned portion of the fee is charged or refunded to the client, as appropriate.”
How CFS Investment Advisory Services LLC’s fees compare
- Its hourly rate of $450 is above the New Jersey median of $300. 87% of the 174 other New Jersey planners that publish an hourly rate charge less.
- Its flat or project fee of $500-$5,000 is below the New Jersey median of $5,000. 29% of the 168 other New Jersey planners that publish a flat or project fee charge less.
About CFS Investment Advisory Services LLC
“Prior to engaging CFS to provide planning or consulting services, clients are generally required to enter into a Financial Planning and Consulting Agreement with CFS setting forth the terms and conditions of the engagement (including termination), describing the scope of the services to be provided, and the portion…”
- Firm size: 13 employees.
- Registered as an adviser: 1993 (33 years).
Planning areas mentioned in the brochure
- Tax planning
- Estate planning
Firm details from Form ADV
- How the firm is paid
- Fixed or flat fees, percentage of assets under management
- Charges a % of assets
- Yes
- Highest asset based fee in brochure
- 1.25% a year
- Clients
- 1,139
- Employees
- 13
- Works with
- Individuals, high net worth individuals, pension and profit sharing plans, charities, and businesses
- Services reported to regulators
- Financial planning, portfolio management for individuals and small businesses, portfolio management for businesses and institutions, pension consulting, and selecting other advisers
- Assets managed
- $2,730,118,221
- Registered with
- U.S. Securities and Exchange Commission
- Disciplinary disclosures
- None reported
- SEC CRD number
- 106577
- Phone
- (973) 826-8800
Can advise clients in 15 states: California, Colorado, Connecticut, Florida, Louisiana, Massachusetts, Maryland, North Carolina, New Hampshire, New Jersey, New York, Pennsylvania, South Carolina, Texas, Virginia
Other planners in New Jersey that publish fees
- 3I Wealth Management LLCFairfield$1,500, $2,500/yr
- A.m. Perricone LLCShamong$20,000
- Able Wealth Management LLCToms River$250-$500/hr, $2,500-$100,000
- Access WealthEast Hanover$8,000-$18,000/yr
- Adviso WealthPrinceton$300-$450/hr, $500-$20,000
- Ahara AdvisorsJersey City$1,000/hr
Is something on this page wrong or out of date? Email corrections@plannerfees.com and PlannerFees will check it against the firm's latest filing.