Bay Pointe Financial fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed October 1, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$100⁠-⁠$500/hr

“The negotiated hourly fee for these services is between $100 and $500 based upon complexity of the services.”

Flat or project fee

$1,000⁠-⁠$12,000

“The negotiated fixed rate for creating client financial plans is between $1,000 and $12,000, based upon complexity of the plan.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Bay Pointe Financial bills

Payment and refund terms, quoted from the fee section of the brochure.

• “These fees are negotiable and will be memorialized in the client’s advisory agreement.”
• “These fees are negotiable and are based upon the value of the account of the last day of the preceding quarter.”
• “These fees are negotiable and are based upon the value of the account of the last day of the preceding quarter.”

How Bay Pointe Financial’s fees compare

• Its hourly rate of $100-$500 spans the Michigan median of $250. 61% of the 170 other Michigan planners that publish an hourly rate charge less.
• Its flat or project fee of $1,000-$12,000 spans the Michigan median of $3,250. 80% of the 137 other Michigan planners that publish a flat or project fee charge less.

About Bay Pointe Financial

• Firm size: 3 employees.
• Registered as an adviser: 2026.

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

1.5% a year

Clients

122

Employees

3

Works with

Individuals and high net worth individuals

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, and pension consulting

Assets managed

$115,917,788

Registered with

U.S. Securities and Exchange Commission

Disciplinary disclosures

None reported

SEC CRD number

340986

Website

baypointefinancial.com (opens in new tab)

Phone

(586) 273-6007 X1

Can advise clients in 3 states: Michigan, Missouri, Texas

Other planners in Michigan that publish fees

• 320 Life Financial PlanningHolland$250/hr
• 46 and 2 Investment Advisors, LLCTraverse City$200/hr
• 4Square Advisory Services, Inc.Fenton$150/hr, Up to $1,500
• A B L E Wealth Management Solutions LLCAnn Arbor$400/hr, $500
• Advance Wealth Management Service, LLCGrand Rapids$300/hr, $5,000
• Advisory Advocates LLCGrand Rapids$250⁠-⁠$1,500

Compare all 406 planners in Michigan