B4 Financial Planning fees and pricing

Financial planner in Chesapeake, Virginia. Registered with state securities regulators.

According to its Form ADV Part 2A brochure dated April 6, 2026, B4 Financial Planning charges $50⁠-⁠$150 an hour for financial planning.

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed April 6, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate: $50⁠-⁠$150/hr; “Fees are as follows: 1) The client may choose to pay me and hourly basis of $50 to $150 per hour depending on the complexity of the task.”

Payment and refund terms, quoted from the fee section of the brochure.

“Clients do not pay in advance so I never have to refund monies.”
“All my clients are billed first then they are expected to pay the invoice amount.”
“Upon completion of my plan, it is up to the client to choose where and from whom to buy the investment products.”

Its hourly rate of $50-$150 is below the Virginia median of $260. 3% of the 203 other Virginia planners that publish an hourly rate charge less.
1 of the 3 other planners in Chesapeake that publish an hourly rate charge less.

“My advisory firm provides comprehensive Financial Planning services for fee using both fundamental and technical analysis.”

From the firm's description of its advisory business in its Form ADV brochure.

Solo practice: one person runs the firm, so you work directly with the planner.
Registered as an adviser: 1999 (27 years).

How the firm is paid: Hourly fees, percentage of assets under management
Charges a % of assets: Yes
Highest asset based fee in brochure: 1% a year
Minimum: $25,000 in assets (stated in brochure)
Clients: 26
Employees: 1
Works with: Individuals and high net worth individuals
Services reported to regulators: Financial planning, portfolio management for individuals and small businesses, and other services
Assets managed: $20,960,000
Registered with: State securities regulators
Disciplinary disclosures: None reported
SEC CRD number: 115871
Phone: (757) 548-1183

Is something on this page wrong or out of date? Email corrections@plannerfees.com and PlannerFees will check it against the firm's latest filing.